Fulfil you immediate purchase and credit requirement with BOK Domestic credit card. BOK avails credit card facility to professionals and business personnel on the basis of their sources of income. Our credit card is valid through Nepal, India and Bhutan. Contact your nearest branch for further information.
Card life cycle |
5 YRS |
|
Limit |
Cash Limit |
10% of total limit |
Billing |
Billing Date |
5th of English calendar |
Pay Due Date |
20th of English calendar |
|
Service Fees |
Joining Fee + Issuance Fee |
NPR 750 + NPR 750 |
Credit review fee (Annual Fee) /Maintenance Fee |
NPR 750 |
|
Replacement Fee/ Renewal Fee |
NPR 750 | |
Reissuance Fee |
NPR 750 |
|
PIN regeneration Fee |
NPR 250 |
|
Supplementary Card Annual Fee |
NPR 750 |
|
Temporary limit enhancement fee |
NPR 1000 |
|
Transactions Fee |
Cash withdrawal from ON US ATM |
NPR 150+2% of transaction amount |
Cash withdrawal from Other Bank's ATM |
NPR 250+2% of transaction amount |
|
Cash withdrawal from Other Bank's ATM (India) |
NPR 250+2% of transaction amount |
|
Balance inquiry from ON US ATM |
NIL |
|
Balance inquiry from Other Bank's ATM |
NPR 50 |
|
E-com Transaction charge |
NIL |
|
Billing related fees |
Late payment fee |
NPR 500 ( for 12 month delinquency only) |
Over Limit Fee (due to fees, interest and charges) |
NPR 600 ( for 12 month delinquency only) |
|
Minimum Payment |
10 % of Total Amount Due or NPR 1,000.00 whichever is higher. & 100% of Total Amount Due for Payment option – 100% payment |
|
Interest Rate |
24% p.a. on Remaining dues, Compounding Monthly. (Interest for 12 month delinquency only) |
|
Card block in case of overdue |
In 3 delinquency period |
|
Number of unpaid bill cycles to stop calculate interest |
12 bill cycles |
Credit Card Due Payment can be done through following medium
Cash withdrawal limit in Nepal
Max amount of cash withdrawal transaction |
10% of the limit or NPR 25,000 |
Daily limit on cash withdrawal transaction |
NPR 100,000 or as per credit card limit |
Monthly limit on cash withdrawal transaction |
NPR 400,000 or as per credit card limit |
POS Limit in Nepal
Max amount of purchase transaction |
NPR 100,000 or as per credit card limit |
Daily limit on purchase transaction |
NPR 200,000 or as per credit card limit |
Monthly limit on purchase transaction |
NPR 300,000 or as per credit card limit |
Cash withdrawal limit in India
Max amount of cash withdrawal transaction |
10% of credit card limit or INR 15,000 per withdrawal |
Daily limit on cash withdrawal transaction |
INR 15,000 |
Monthly limit on cash withdrawal transaction |
INR 100,000 or as per credit card limit |
POS Limit in India
Max amount of purchase transaction in India |
INR 100,000 per withdrawal or as per credit card limit |
Daily limit on purchase Txn India |
INR 100,000 or as per credit card limit |
Monthly limit on purchase transaction in India |
INR 100,000 or as per credit card limit |
POS Transaction limit in Hospital/ Hotel/ Pharmacy POS merchant in India
Max amount of purchase transaction in India | INR 500,000 |
Daily limit on purchase Txn India | INR 500,000 |
Monthly limit on purchase transaction in India | INR 500,000 |
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