Visa Credit Card

Fulfil you immediate purchase and credit requirement with BOK Domestic credit card. BOK avails credit card facility to professionals and business personnel on the basis of their sources of income. Our credit card is valid through Nepal, India and Bhutan. Contact your nearest branch for further information.

Card life cycle		5 YRS
Limit	Cash Limit	10% of total limit
Billing	Billing Date	5th of English calendar
	Pay Due Date	20th of English calendar
Service Fees	Joining Fee + Issuance Fee	NPR 750 + NPR 750
Credit review fee (Annual Fee) /Maintenance Fee		NPR 750
Replacement Fee/ Renewal Fee		NPR 750
Reissuance Fee		NPR 750
PIN regeneration Fee		NPR 250
Supplementary Card Annual Fee		NPR 750
Temporary limit enhancement fee		NPR 1000
Transactions Fee	Cash withdrawal from ON US ATM	NPR 150+2% of transaction amount
Cash withdrawal from Other Bank's ATM		NPR 250+2% of transaction amount
Cash withdrawal from Other Bank's ATM (India)		NPR 250+2% of transaction amount
Balance inquiry from ON US ATM		NIL
Balance inquiry from Other Bank's ATM		NPR 50
E-com Transaction charge		NIL
Billing related fees	Late payment fee	NPR 500 ( for 12 month delinquency only)
Over Limit Fee (due to fees, interest and charges)		NPR 600 ( for 12 month delinquency only)
Minimum Payment		10 % of Total Amount Due or NPR 1,000.00 whichever is higher. & 100% of Total Amount Due for Payment option – 100% payment
Interest Rate		24% p.a. on Remaining dues, Compounding Monthly. (Interest for 12 month delinquency only)
Card block in case of overdue		In 3 delinquency period
Number of unpaid bill cycles to stop calculate interest		12 bill cycles

Credit Card Due Payment can be done through following medium

BOK Click
BOK Smart Banking
BOK Cash Counter
Standing Instruction in account
Esewa
Connect IPS

Cash withdrawal limit in Nepal

Max amount of cash withdrawal transaction	10% of the limit or NPR 25,000
Daily limit on cash withdrawal transaction	NPR 100,000 or as per credit card limit
Monthly limit on cash withdrawal transaction	NPR 400,000 or as per credit card limit

POS Limit in Nepal

Max amount of purchase transaction	NPR 100,000 or as per credit card limit
Daily limit on purchase transaction	NPR 200,000 or as per credit card limit
Monthly limit on purchase transaction	NPR 300,000 or as per credit card limit

Cash withdrawal limit in India

Max amount of cash withdrawal transaction	10% of credit card limit or INR 15,000 per withdrawal
Daily limit on cash withdrawal transaction	INR 15,000
Monthly limit on cash withdrawal transaction	INR 100,000 or as per credit card limit

POS Limit in India

Max amount of purchase transaction in India	INR 100,000 per withdrawal or as per credit card limit
Daily limit on purchase Txn India	INR 100,000 or as per credit card limit
Monthly limit on purchase transaction in India	INR 100,000 or as per credit card limit

POS Transaction limit in Hospital/ Hotel/ Pharmacy POS merchant in India

Max amount of purchase transaction in India	INR 500,000
Daily limit on purchase Txn India	INR 500,000
Monthly limit on purchase transaction in India	INR 500,000